Skip to content

Car Insurance, Illogical…

March 25, 2015

Due to an accident that wasn’t our fault, our insurance is still going up. Not horribly, but enough for me to want a few quotes to compare. My lawyer (I feel powerful saying that; he’s also a friend, but “my lawyer” brims with importance), suggested Amica.

So, ok, I call them. A nice lady eventually takes over for the robot voice and asks me if I’m currently insured. Yes, I say. And what’s your coverage? Because I have the Geico bill in front of me, I actually know the answer. 10K/20K (which, I think, is far too low for what I’m paying).

She says, “sorry, I can’t help you. That’s too low.”  I agree, that’s why I want a quote. “No,” she says, “I can’t give you a quote because you don’t have enough coverage currently. We’re a conservative company.”

I tried to make sense of this, as in, why they even care what I have now if I want something new. She couldn’t explain it.

It’s running out if I don’t pay this bill, so if I have no insurance can I get a quote? “Definitely not,” she said.

I’m flummoxed.

Anyone with insurance knowledge able to explain this?

No comments yet

Leave a Reply

Fill in your details below or click an icon to log in: Logo

You are commenting using your account. Log Out /  Change )

Google+ photo

You are commenting using your Google+ account. Log Out /  Change )

Twitter picture

You are commenting using your Twitter account. Log Out /  Change )

Facebook photo

You are commenting using your Facebook account. Log Out /  Change )


Connecting to %s

%d bloggers like this: